If you own a vehicle, vehicle or auto protection plans are something you virtually cannot do without. Of course, you have to have collision injury coverage as it is a legal requirement for car owners at all states. However, did you know that claims are actually made in less than 10 percent of all collision coverage plans?
Auto protection plans, on the other hand, cover many expensive components of your vehicle and save you from paying from your own pocket many costly repair bills. Normally, when you buy a new car, you get a car manufacturer’s warranty and then the F&I manager from the dealership will advise you to get an extended auto warranty that will cover your vehicle (or certain parts of your vehicle, depending on the plan you choose) once the manufacturer’s warranty expires.
This is why auto protection plans are also often referred to as Extended Auto Warranty. However, the two are not exactly synonymous in that you can opt to enter an auto protection plan anytime you want. That is, you don’t necessarily need to purchase an extended warranty when you are buying the car.
This is important to understand for two reasons. The first is that you are eligible for vehicle protection plans no matter how old your car is. Of course, if you purchase a plan before the expiration of the original manufacturer’s warranty, you’ll get an easier price than if you bought it after the expiration. All the same, if you plan to use your vehicle for a long time, it is always advisable to protect the vehicle under one or another auto protection plan. For older cars, owners normally opt for a plan that covers the engine since the engine is the most important component of your vehicle and if it goes down, you may either have to dump the car or settle for high-cost repairs.
The second reason is that when you buy a car at an auto dealership, usually the dealership manager will try to hitch you with an extended warranty plan from a third party company of their choice. Obviously, this is to their benefit. However, if you buy an extended plan together with buying your vehicle, you lose out on the option to shop around and decide on your own which company you would like to get your auto protection plan from.
Now, this is important. There is any number of companies that are offering auto protection plans. However, very few of them are reliable and trustworthy enough. For this reason, you need to make sure that you are purchasing your plan from one of the top companies in the industry—one that is reliable enjoys great customer ratings and offers a variety of flexible plans so you can always settle for one that best suits your needs.
This is where Liberty Auto Protection, a BBB accredited business with great ratings, can act as a good choice for you. At the moment, the company offers six different plans designed to suit the requirements of every motorist. So, for example, there is the most comprehensive Elite Exclusionary Plan that will cover all internal parts of your vehicle—from the engine, drive axles, transmission, turbocharger, water pump, fuel, and cooling system, steering to all electrical appliances such as air conditioning, standard and luxury electrical and so on.
Or, you may opt for a more selective, mid-way plans such as the Powertrain Plan that will provide coverage for engine, transmission, drive axles, transfer case, and seals & gaskets. There are four other plans as well including a Basic Plan meant primarily for older vehicles and that provides comprehensive coverage for the engine.
For a full list of the plans and benefits offered by Liberty Auto Protection, please visit the following pages:
Alternatively, you can get in touch with a company representative at the Liberty Auto Protection phone number 800-599-9557.