Filing for Disability Claims Made Easy


When you are suddenly faced with a disability, understanding and filing a disability claim can seem like an overwhelming process. However, being informed about your rights, the types of disability benefits available, and the steps to apply can make this task significantly more manageable.

With Expert Help It Can Be Very Manageable

There are two primary types of disability benefits in the United States: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). SSDI is based on the credits from your work history, while SSI depends on financial need. Additionally, if your disability occurred as a result of an accident at work, you may be eligible for worker’s compensation benefits.

Before You Initiate a Claim

Before initiating a claim, it’s essential to gather all the necessary documentation. You will need your medical records, including diagnosis, treatment plans, and medical test results. Also, compile a detailed work history and a description of how your disability affects your ability to work.

Breaking It Down for the Layperson

Now, let’s break down the process of filing a disability claim:

  1. Determine your eligibility: First, you need to confirm if you are eligible for SSDI, SSI, or workers’ compensation benefits. You must have a disability that prevents you from working for at least 12 months, or a terminal illness. For SSDI, you need sufficient work credits, and for SSI, there are income and asset limits.
  2. Complete the application: You can apply for SSDI or SSI online, by phone, or in person at a Social Security office. The application will ask for information about your medical condition, work, and education history. Be as specific and detailed as possible about how your disability affects your ability to work.
  3. Cooperate with the Disability Determination Services (DDS): After the Social Security Administration (SSA) reviews your application, it’s sent to the DDS in your state. The DDS may ask for more medical records or order a consultative examination to gather additional information.
  4. Wait for a decision: Once the DDS has all the information, they will make a decision about your disability claim. This process can take several months, so be prepared to wait.
  5. Appeal if necessary: If your claim is denied, don’t lose hope. Many claims are initially denied but are successful upon appeal. You have 60 days to appeal a denial, and you may want to consider hiring a disability attorney to assist you with this process.

Please Do Remember

Remember, every claim is unique, and this is a simplified overview of the process. It is important to consult with a professional who can guide you through this complex procedure.

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