The Most Affordable Cars To Buy on a Budget in 2021


When you’re looking to purchase a car on a budget, you’ll want to get the best deal possible. This can mean getting the most for your money without also being stung with high insurance costs

We’ve picked out a few of the best budget cars to buy that won’t break the bank. If you’re purchasing your first car or looking to replace an existing vehicle without stretching your finances, these are some of the makes and models to consider.

Toyota Aygo

The Toyota Aygo was part of the initial wave of city cars that packed a lot of car into a mini package. These are great runaround cars for commuting and zipping about town. With a compact, lightweight body, 1.0L or 1.2L engine, and 3- or 5-door hatchback options, this can be an ideal starting point for your budget car search. More recent models have some incredibly handy features if smartphone compatibility is a priority.

Kia Picanto

Manufactured by the South Korean automotive company, the Kia Picanto is another city car that is regarded well. It’s great for fitting into tight spaces and getting you where you need to go without any qualms. There are 1.2L engine models if you need something with a little more power, but this will also come with more expensive insurance.

Volkswagen Up!

Made to replace the Volkswagen Fox, the Up! was first introduced to the UK market back in 2012. With a small petrol engine (1.0L) and the BlueMotion Technology found in other Volkswagen models, it can be appealing to many buyers in the market for a less-than-£10,000 car.

Hyundai i10

This is the car that helped make Hyundai a household name in the UK. The i10 has gone through several generations, with the more recent second and third generations having a larger interior space considering it’s still within the city car classification. With 1.0L and 1.2L engine options, you’ll find a lot of varieties available second-hand to invest in if you like the look and feel of the i10. 

Citroen C1

An economical choice that’s similar to the Aygo and Peugeot 107, the Citroen C1 has undergone a facelift to transform it into a highly appealing city car. There are several trim options you can find on the market, each with different features on offer. The C1 has a relatively low entry price but you may sacrifice on luxuries you’d find with other car manufacturers.

These five examples should give you an idea of where your budget can land you for a first car or cut-price vehicle. Looking for used cars in good condition can net you a good deal rather than paying a premium for a brand-new model. Whether you’re looking to buy outright with cash or use car finance to facilitate your purchase, these models can be fantastic options.